SafeTripGuide Basics
What a policy covers, what it leaves out and whether you need one.
Travel insurance, explained in plain English
Independent guides to what a policy covers, what it costs and where it falls short.
Start here
New to travel insurance? These three guides cover what most people ask first.
- What does travel insurance actually cover? A plain-English guide A clear walk through what a typical travel insurance policy pays for, what it leaves out, and how to read the wording before you buy.
- Is travel insurance worth it? 9 situations where you need it and 3 where you don't A practical way to decide whether travel insurance is worth the money for your trip, with nine cases where it pays off and three where it usually doesn't.
- How much does travel insurance cost in 2026? What changes the price Travel insurance prices depend on your age, trip cost, destination and coverage options. Here is how pricing works, with a rule of thumb and ways to pay less.
Guides by topic
Costs
What drives the price, and how annual and single-trip plans compare.
Visas
Insurance rules for Schengen visa applications.
Special cases
Older travelers, health conditions, pandemics and long stays abroad.
- Travel insurance for seniors: age limits, health conditions and what to check
- Pre-existing conditions and travel insurance: waivers, deadlines and common pitfalls
- Does travel insurance cover COVID-19, pandemics and trip interruptions?
- Digital nomad and long-stay travel insurance: options for remote workers abroad
SafeTripGuide is independent and does not sell insurance. Each guide lists its sources and the date it was last updated.
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